Calculates the future value of an investment or loan with compound interest.
Start with your values, or try a preset.
Enter Principal Amount, Annual Interest Rate, Number of Years, and Compounding Frequency in the units shown.
Read Compounding Periods per Year, Interest Rate (Decimal), Total Compounding Periods, Future Value, and Total Interest Earned in the results panel. Results update as you change the inputs.
Choose a preset to load an example, then adjust the values for your situation.
See the inputs and their calculated results.
Principal Amount: 1,000 USD; Annual Interest Rate: 3 %; Number of Years: 20 years; Compounding Frequency: Annually
Compounding Periods per Year: 1; Interest Rate (Decimal): 0.03; Total Compounding Periods: 20; Future Value: 1,806.111235 USD; Total Interest Earned: 806.1112347 USD
Principal Amount: 5,000 USD; Annual Interest Rate: 6 %; Number of Years: 10 years; Compounding Frequency: Semi-annually
Compounding Periods per Year: 2; Interest Rate (Decimal): 0.06; Total Compounding Periods: 20; Future Value: 9,030.556173 USD; Total Interest Earned: 4,030.556173 USD
Principal Amount: 10,000 USD; Annual Interest Rate: 8 %; Number of Years: 5 years; Compounding Frequency: Quarterly
Compounding Periods per Year: 4; Interest Rate (Decimal): 0.08; Total Compounding Periods: 20; Future Value: 14,859.47396 USD; Total Interest Earned: 4,859.47396 USD
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