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Investment Calculator

Finance
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This calculator helps you estimate the future value of an investment based on principal, interest rate, time, and compounding frequency.

How To Use

How to use this calculator

Start with your values, or try a preset.

Step 1

Enter Initial Investment ($), Annual Interest Rate (%), Investment Years, and Compounding Frequency in the units shown.

Step 2

Read Compounding Periods, Interest Rate (Decimal), Future Value ($), and Total Interest Earned ($) in the results panel. Results update as you change the inputs.

Step 3

Choose a preset to load an example, then adjust the values for your situation.

Worked Examples

Example calculations

See the inputs and their calculated results.

Conservative Investment

Initial Investment ($): 1,000 $; Annual Interest Rate (%): 5 %; Investment Years: 10 years; Compounding Frequency: Annually

Compounding Periods: 10; Interest Rate (Decimal): 0.05; Future Value ($): 1,628.894627; Total Interest Earned ($): 628.8946268

Moderate Growth

Initial Investment ($): 5,000 $; Annual Interest Rate (%): 7 %; Investment Years: 15 years; Compounding Frequency: Semi-annually

Compounding Periods: 30; Interest Rate (Decimal): 0.07; Future Value ($): 14,033.96852; Total Interest Earned ($): 9,033.968524

Aggressive Growth

Initial Investment ($): 10,000 $; Annual Interest Rate (%): 9 %; Investment Years: 20 years; Compounding Frequency: Quarterly

Compounding Periods: 80; Interest Rate (Decimal): 0.09; Future Value ($): 59,301.45297; Total Interest Earned ($): 49,301.45297

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Important

Treat this output as a planning estimate and confirm rates, tax rules, and contract terms before making financial decisions.