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Present Value Calculator

Finance
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Calculates the present value of a future sum of money, considering a discount rate and the time period.

How To Use

How to use this calculator

Start with your values, or try a preset.

Step 1

Enter Future Value, Discount Rate, and Number of Periods (Years) in the units shown.

Step 2

Read Present Value in the results panel. Results update as you change the inputs.

Step 3

Choose a preset to load an example, then adjust the values for your situation.

Worked Examples

Example calculations

See the inputs and their calculated results.

Scenario 1

Future Value: 1,000 $; Discount Rate: 5 %; Number of Periods (Years): 1 years

Present Value: 952.3809524 $

Scenario 2

Future Value: 2,000 $; Discount Rate: 8 %; Number of Periods (Years): 2 years

Present Value: 1,714.677641 $

Scenario 3

Future Value: 5,000 $; Discount Rate: 6 %; Number of Periods (Years): 5 years

Present Value: 3,736.290864 $

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Important

Treat this output as a planning estimate and confirm rates, tax rules, and contract terms before making financial decisions.