Skip to content

Interest Rate Calculator

Finance
0.0(0)

Calculates the interest rate of a loan or investment given the principal amount, time period, and total interest earned.

How To Use

How to use this calculator

Start with your values, or try a preset.

Step 1

Enter Principal Amount ($), Time Period (Years), and Total Interest Earned ($) in the units shown.

Step 2

Read Annual Interest Rate (%) in the results panel. Results update as you change the inputs.

Step 3

Choose a preset to load an example, then adjust the values for your situation.

Worked Examples

Example calculations

See the inputs and their calculated results.

Low Interest Investment

Principal Amount ($): 1,000 $; Time Period (Years): 5 years; Total Interest Earned ($): 100 $

Annual Interest Rate (%): 2 %

Moderate Loan

Principal Amount ($): 5,000 $; Time Period (Years): 3 years; Total Interest Earned ($): 750 $

Annual Interest Rate (%): 5 %

High Interest Investment

Principal Amount ($): 2,000 $; Time Period (Years): 2 years; Total Interest Earned ($): 500 $

Annual Interest Rate (%): 12.5 %

Explore the topic

Explore More Finance Calculators

Find finance calculators for savings, interest, salary, tax, retirement, unit conversions, and everyday money planning.

Explore tools
People Also Calculate

Related Calculators

Continue with another tool on a related topic.

Important

Treat this output as a planning estimate and confirm rates, tax rules, and contract terms before making financial decisions.