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M1 and M2 Money Supply Calculator

Finance
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Calculates M1 and M2 money supply, providing insights into the liquidity in an economy.

How To Use

How to use this calculator

Start with your values, or try a preset.

Step 1

Enter Currency in Circulation, Demand Deposits, Other Checkable Deposits, Small-Denomination Time Deposits, Savings Deposits, and Retail Money Market Mutual Fund Balances in the units shown.

Step 2

Read M1 Money Supply and M2 Money Supply in the results panel. Results update as you change the inputs.

Step 3

Choose a preset to load an example, then adjust the values for your situation.

Worked Examples

Example calculations

See the inputs and their calculated results.

Low Currency

Currency in Circulation: 1,800 Billions of USD; Demand Deposits: 14,000 Billions of USD; Other Checkable Deposits: 3,800 Billions of USD; Small-Denomination Time Deposits: 9,500 Billions of USD; Savings Deposits: 11,000 Billions of USD; Retail Money Market Mutual Fund Balances: 2,800 Billions of USD

M1 Money Supply: 19,600 Billions of USD; M2 Money Supply: 42,900 Billions of USD

Moderate Growth

Currency in Circulation: 2,200 Billions of USD; Demand Deposits: 15,000 Billions of USD; Other Checkable Deposits: 4,000 Billions of USD; Small-Denomination Time Deposits: 10,000 Billions of USD; Savings Deposits: 12,000 Billions of USD; Retail Money Market Mutual Fund Balances: 3,000 Billions of USD

M1 Money Supply: 21,200 Billions of USD; M2 Money Supply: 46,200 Billions of USD

High Currency

Currency in Circulation: 2,500 Billions of USD; Demand Deposits: 16,000 Billions of USD; Other Checkable Deposits: 4,200 Billions of USD; Small-Denomination Time Deposits: 10,500 Billions of USD; Savings Deposits: 13,000 Billions of USD; Retail Money Market Mutual Fund Balances: 3,200 Billions of USD

M1 Money Supply: 22,700 Billions of USD; M2 Money Supply: 49,400 Billions of USD

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Important

Treat this output as a planning estimate and confirm rates, tax rules, and contract terms before making financial decisions.